Are You Guilty of Practicing Without a License?

Recently, an 18-year-old Florida man was arrested for pretending to be a licensed doctor. He had opened his own office in West Palm Beach where he performed physical exams and offered medical advice. His website identified his clinic as a staff of Alternative Medical Professionals that creates a holistic care plan for patients. They were …

Benjamin Franklin May Have Been Wrong After All!

You’ve probably heard the old saying from Benjamin Franklin, “In this world nothing can be said to be certain except death and taxes.” This sentiment was echoed by Margaret Mitchell in her famous book Gone with the Wind in 1936, “Death, taxes and childbirth! There’s never any convenient time for any of them.” It would seem that across the …

What makes a three-legged stool so sturdy?

The “three-legged stool” is a financial term that has been used for years to describe a stable, long-lasting retirement. Do you know why a three-legged stool is so sturdy? Here’s a quick mathematical explanation: if you hold a cane in your hand, you can move it any way you want. It has no constraints and …

Is Your Retirement Relying on a Lottery Win?

Successful people rarely bet. Certainly not in a big way, and certainly not when it comes to their lifestyle and security in retirement. Relying on the government and Social Security to provide anything other than a minimal part of your retirement income and security is… well… betting on the future. It’s like buying a lottery …

Retiring YOUR Way Or Just Like Everyone Else?

Imagine living in a world where everything is identical. You come home from work in a white Buick that looks just like your neighbor’s white Buick. You pull into the drive of your little white house that is identical to every other little white house on the street. There is only one restaurant, and it …

Should Retirement be a Miraculous Buzzer-Beater?

This past Sunday, The Toronto Raptors played the Charlotte Hornets. With just 3.1 seconds remaining, the Hornets were down by two, and Jeremy Lamb received the ball. As the clock ran down, Lamb was forced to throw a Hail Mary from half court… Swish! Three points and a winning basket at the buzzer. The crowd …

Lost a $7,500 Check, Never Asked Them To Reissue

Procrastination is funny. A recent article prompted readers to share things they had not “gotten around to.” Here are a few examples: “A bathroom that began its redecoration twelve years ago and has yet to be painted. Oh, that hurts!” The Christmas tree is still up from the year before… and it’s September. A reader …